The United States Congress passed the Community Reinvestment Act (CRA) in 1977 with the objective of ending redlining, the decades-old practice of neighborhood discrimination by banks against African Americans and others based on race and income. The race-based rejection of loans to creditworthy residents of redlined neighborhoods delayed the American dream of homeownership and small business ownership for generations. Senator William Proxmire, the main Congressional sponsor of CRA, along ...

A bold new dystopian thriller from the author of Fruit Fly about an experimental mental health retreat center for young adults where everything is not what it seems—and one boy who will risk everything to escape.Seb has been selected for a new experimental mental health center called HappyHead, designed to solve the national crisis of teenage unhappiness. There he and fellow participants will complete in a series of assessments meant to test them, so they ...

A struggling teen discovers solace in technology that lets him view the erased memories of others. As he delves into the past of another boy harboring a dark secret, he embarks on a thrilling journey that uncovers a love he was forced to forget. Perfect for fans of They Both Died at the End.Seventeen-year-old Eli was in a near-fatal car crash. As the anniversary looms, his therapist and his family struggle to help him deal with the fallout. The accident ha...

The experiment continues in the dark and disturbingly thrilling conclusion to the HappyHead duology from the author of Fruit Fly where Seb will find the secret to escaping is more heart-wrenching than he ever imagined.Seb was sure surviving the experimental health center of HappyHead would be enough to send him home. But now he joins the top ten contestants in the next stage of the testing, which will take place on a remote island, under the watchful eye o...

Anyone can write a bestseller. Here's how. GO GAY It's been seven years since Mallory shot to fame as a literary sensation. But after years of struggling with writer's block, she's desperate to resurrect her career before it spirals into obscurity. She needs inspiration to strike – and fast. GO SAD Enter Leo – a young struggling addict sleeping under bridges and trading sex for survival. He's vulnerable. He's enigmatic. He's exactly what Mallory has been looking for. GO DARK Mallory needs ...

When Seb is offered a place on a radical retreat designed to solve the national crisis of teenage unhappiness, he is determined to change how people see him and make his parents proud. But as he finds himself drawn to the enigmatic Finn, Seb starts to question the true nature of the challenges they must undergo. The deeper into the programme the boys get, the more disturbing the assessments become, until it’s clear there may be no escape …

A bold new dystopian thriller from the author of Fruit Fly about an experimental mental health retreat center for young adults where everything is not what it seems—and one boy who will risk everything to escape.Seb has been selected for a new experimental mental health center called HappyHead, designed to solve the national crisis of teenage unhappiness. There he and fellow participants will complete in a series of assessments meant to test them, so they ...

A struggling teen discovers solace in technology that lets him view the erased memories of others. As he delves into the past of another boy harboring a dark secret, he embarks on a thrilling journey that uncovers a love he was forced to forget. From the author of Fruit Fly comes a coming-of-age dystopian for fans of They Both Died at the End.Seventeen-year-old Eli was in a near-fatal car crash. As the anniversary looms, his therapist and his fami...

Seventeen-year-old Eli has been in a near-fatal car crash. As the anniversary looms, his therapist and family struggle to help him deal with the fall out. The accident has left him emotionally numb, with no memory of the months following the crash. Desperate to feel something again, Eli winds up at an underground club called Traumaland. But this is no ordinary nightclub. Here he joins crowds of other emotionally numb people, all seeking to experience a new thrill by entering virtual realit...

The experiment continues in the dark and disturbingly thrilling conclusion to the HappyHead duology from the author of Fruit Fly where Seb will find the secret to escaping is more heart-wrenching than he ever imagined.Seb was sure surviving the experimental health center of HappyHead would be enough to send him home. But now he joins the top ten contestants in the next stage of the testing, which will take place on a remote island, under the watchful eye o...

After discovering that Happyhead was a sinister eugenics experiment, Seb along with a select group of participants, finds himself washed up (literally) on an isolated island called Elmhallow. Here the teens are split into two groups – the chosen Ten and the Bottom Percentile. With the boys divided, Seb's burgeoning relationship with Finn is put to the test and when the competition takes a deadly turn, their plan to take down HappyHead rapidly unravels ...

Cryptocurrency is becoming more mainstream. Many people have become millionaires and even billionaires from it. Learn what all the fuss is about right in this book.