Credit can be one of the most important negotiating factors in your financial toolbox. With good credit, you gain access to lower interest rates, premium credit cards, and greater spending power. But why stop there? In Secrets of the 800+ Club, industry veteran Terrell Dinkins spills her best secrets for taking your credit score all the way to the top. Her tried-and-true techniques will not only help achieve financial peace, but decode every factor that goes into ...

In One Bucket at a Time: A Woman's Guide to Creating Wealth, author Terrell Dinkins presents her principled approach to investing and wealth building. Using her extensive financial knowledge and experience working with clients, she reveals her unique wealth-building system to help women-and people from all walks of life-get their finances under control and put them on a path of financial prosperity. This practical guide is a must-read for anybody looking to create a positive net w...

As a parent, you want the best for your kids. You work hard to provide them with every advantage. You want them to be safe, smart and healthy. Yet when it comes to money, it’s a whole different story. If you’re like most people, you’d rather run a mile through a desert with a camel on your back than talk about money with your children.Are you going to follow in your parents’ footsteps, keeping financial matters a deep, dark secret? Or do you want your children to have a healthy, ba...

"It's not that we're dumb. We're wired to avoid pain and pursue pleasure and security. It feels right to sell when everyone around us is scared and buy when everyone feels great. It may feel right-but it's not rational."-From The Behavior GapWhy do we lose money? It's easy to blame the economy or the financial markets-but the real trouble lies in the decisions we make.As a financial planner, Carl Richards grew frustrated watching people he cared abou...

With the help of a #1 New York Times bestselling author and finance expert, set your finances right with these updated tactics and practicesDave Ramsey knows what it's like to have it all. By age twenty-six, he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and, through his workshops and his New York Times business bestsellers Financial Peace

Americans young and old are flunking their finances. A shocking 77 percent live paycheck to paycheck with no savings. And 43 percent of Americans have less than $10,000 saved for retirement, while 49 percent could cover less than one month's expenses if they lost their income. In the face of this bleak financial picture, bestselling author and finance expert Mary Hunt offers 7 Money Rules for Life®. This no-nonsense and encouraging book gives readers the keys to get their money un...

Let’s start with what this book is not. This book is not an “introduction to investing” book. Millions of those are out there, and they typically put people to sleep. Therefore, this book is not going to explain: What is a stock? What is a mutual fund? How do you create a family budget? Yada, yada, yada. This book was written for the millions of people who could be called the “mass affluent”—those hardworking, successful individuals and families who have managed to accumulate $500,000 to $...

The secret to getting ahead is spending less than you earn. Sounds easy - but in reality it's not.Hannah McQueen is a financial personal trainer. If you want to lose weight, going on a diet isn't the answer - you need to permanently change the way you eat. Hannah believes the same logic applies to finance. If you want to change your financial situation, you need to change your relationship with money.It is possible to get ahead financially and still have a ...

Jean Chatzky has been working with viewers of NBC’s Today show for a series on how to get out of debt once and for all. Her method, both on TV and in this book, is simple yet powerful: the key is saving just $10 a day that you currently waste. It doesn’t sound like much—a movie ticket or lunch for two at McDonald’s— but $10 really can take you from debt to wealth in just a few years. And because it doesn’t feel like an impossible goal, people are more likely to stick with Chatzky’s plan th...

Your fool-proof guide to paying off debt, planning for the future, and breaking free of our debt-loving culture.The consumer credit industry wants us to believe that debt is necessary to bridge the gap between our pitiful incomes and the lifestyles we desire. But the problem is not that we don't have enough money. It's that we don't know how to manage the money we already have. And until we learn that, more money will never be enough.In this life-changing b...

Do you want to attack that mounting pile of debt, but just don't know where to start? Laura Adams, financial expert and host of the top-rated Money Girl podcast, is here to help.Getting out of debt might seem overwhelming, but it doesn't have to be—no matter how much you owe. Laura has come up with a 10-step plan to guide you through the smart moves you need to get rid of your debt for good. She'll first help you assess your own financial situation so you can create a doab...

If you're looking for advice on how to make a fast buck and get an adrenalin high from investing, this book is not for you. If you're looking to build wealth over time, Kim Shannon covers a common sense approach that Sionna Investment Managers uses to manage money on behalf of its clients.Shannon and her investment team follow a path well-established by the most successful value investors: Benjamin Graham, David L. Dodd, Sir John Templeton, Peter Lynch and the "world's greatest inv...