Settle the Score and get your credit ready for combat! In this day and age, our credit score has become a trophy that is placed on a pedestal to be protected and revered. We are forced to constantly monitor, maintain and rehabilitate our score so that we can preserve and protect it. The consequences of a late payment are an immediate notification by the monitoring company, the observation of its inevitable decline, followed by decreases in credit lines and increases in interest rates. So t...

Financial literacy doesn't happen by magic. As adults, we're expected to make intelligent decisions about budgets, saving for retirement, and credit, but we don't teach these things in schools. Franchesca Ross-Jones is on a mission to change that. Making Common Cents of Credit is the education on credit and credit scores that you wish you had in high school. It explains what your credit score is, how it's calculated, how to get a copy of your credit report, how to read it, and how to chall...