As the leading credit rating agencies begin to heavily invest in the adoption of artificial intelligence, historic systemic failures serve as a reminder of the effect of mis-regulation and misdiagnosis in the credit rating world. As the industry turns towards technologies that can massively enhance the speed, efficiency, but also the temptation to transgress within the credit rating world, there are critical questions that need to be asked to shape the response that will be needed. For reg...

This book aims to present a picture of one of the world’s leading credit rating agencies. Credited as being the first credit rating agency, Moody’s stands as the epitome of the rating sector and all that it effects. However, outside of internal and non-public histories compiled within the rating agency itself, the story of Moody’s has never been told, until now. However, this is not a historical book. Rather, this book paints a picture of Moody’s on a wider canvas that introduces the conce...

This book provides a critical assessment of the development of the Stewardship Code 2020, which sets out principles regarding the role of institutional investors in corporate governance. It discusses how the regulatory framework for stewardship evolved before and after the financial crisis, and how that evolution resulted in the 2020 Code. It then critiques the Code from a practical and academic perspective, as well as evaluating the wider regulatory framework; in particular, the position ...

This book details the difference between the two rating industries, but this difference is converging all the time. The concept of investing in a more responsible and sustainable manner is drawing in some of the world’s leading investors and, with it, regulations and policies are developing at the highest levels. However, the market is not getting what it needs to fully submit to the concept of responsible investing. It has called for more to be done from those tasked with injecting inform...

Here is the blurb I sent you from a couple months ago ..Blurb back coverSon of a Bitches, To Riches: The personal story of the author Daniel Cash, who suffered from extreme poverty, statutory rape, depression, anger and resentment. The author discovers chasing the dream of fancy illusive material possessions does not make one happy but becomes a burden on oneself.As the story unfolds, the secrets of how to become wealthy in America and have a fulfilling life will be...

This Palgrave Pivot aims to examine the bourgeoning relationship between the Principles for Responsible Investment and the Credit Rating Industry. Since May of 2016, when the partnership was initially publicised, the PRI have endeavoured to incorporate Credit Rating Agencies into its initiative via its ‘ESG in Credit Ratings Initiative’, and have been working diligently to find, and create common ground between Credit Rating Agencies and Institutional Investors seeking to be more forward-l...

This book examines the transgressions of the credit rating agencies before, during and after the recent financial crisis. It proposes that by restricting the agencies’ ability to offer ancillary services there stands the opportunity to limit, in an achievable and practical manner, the potentially negative effect that the Big Three rating agencies – Standard & Poor’s, Moody’s and Fitch – may have upon the financial sector and society moreover. The book contains an extensive and in-depth dis...

The Financial Crisis was a cross-sector crisis that fundamentally affected modern society. Regulation, as a concept, was both blamed for allowing the crisis to happen, but also tasked with developing and implementing solutions in the wake of the crash.In this book, a number of specialists from a range of fields have contributed their insights into the effect of the Financial Crisis upon the regulatory frameworks affecting their fields, how regulators have responded to the Crisis, a...

This book is a message to challenge every individual to live a successful and impactful life. The passages in this timely book are full of revelation and anecdotes to help you make the decision to pursue the life God promised from the beginning of creation. These guidelines to building a greater future are intended for those who want to leave an everlasting legacy for their childrens children unto all generations.The truth is that man was created to have a successful and fruitful l...

In 2020, the G20 proposed a solution for the debt-related issues affecting the world’s poorest countries due to the COVID-19 pandemic. However, their initiatives have failed to meet their objectives. The author argues that the reason for this failure is the inability to bring sovereign countries to the table to re-negotiate their debt agreements with private creditors as they fear credit rating agencies and the prospect of a downgrade. The author refers to this as the ‘credit rating impass...

Ten minutes a day can positively change your life! This daily devotional is designed to establish and strengthen the foundations of your spiritual life in 50 days. Just as the strength of a foundation determines the magnitude of what can be built upon it, the depth to which you understand God s plan for your life determines your spiritual strength. You will enjoy an exciting 50-day journey seeking the very heart of God, and you will draw closer to the One who is waiting for you to find Him...

The three books of prayer in this beautiful compilation, based on The Power of a Praying® Wife, The Power of a Praying® Husband, and The Power of Prayer™ to Change Your Marriage, have inspired hundreds of thousands of women and men to strive for a deeper faith and prayer life. These heartfelt prayers, accompanied by Scripture verses and lines to jot a note, lead readers straight to the One who can make a difference in their lives and most important relationships....