"There be gold on that there island." In 1767, privateer Mackenzie McGuire seizes a Spanish galleon and wins more than a superior ship—the logbook contains half a treasure map for a tiny island off Nova Scotia. But he needs to know how to get past the deadly booby traps. Staying clear of English patrols, he sneaks into Halifax to obtain the keys to these traps, written on the map's other half. Part of a mother-daughter team, Flora works the Halifax waterfront to survive, picking pockets. I...

Wanderlust flows fast in Captain Garrett McGuire's veins. The last thing he wants is to be tied to England. It's 1798, and the sea and the New World beckon. Before her untimely death, Garrett's beloved mother and her best friend arranged a wedding pact between their children. But they picked the wrong daughter. The younger of the MacLeod daughters, Anne, is more comfortable with her hands in the dirt. She would rather be anywhere than at a ball because her heart was claimed years ago by so...

For Captain Garrett McGuire, neutrality is not an option. He was commissioned to find a treasure that will fund continuation of the Napoleonic war, but everyone wants their cut. No one is trustworthy, and he is captured, imprisoned, and tortured, his ship claimed as bounty by the Americans who want him to relinquish the treasure. Garrett’s wife, Bessy, capable and fearless, learns from escaped crew members where her husband is held. She entrusts the children to their aunt and embarks on a ...

Succession Planning for Insurance ProfessionalsExperienced financial professionals Tami Romanchuk, CFP®, CLU®, and Lori Power, GBA, CEPA wrote this book with the goal of providing a comprehensive guide for insurance professionals looking to navigate the complexities of succession planning. Succession planning is not just about a future corporate sale, but about building a well-run, valuable, and sustainable business from the start.Key topics covered include...

“2nd Sight, the Culture of Benefits” is a look under the cover of how an employer sponsored benefit plans impact every aspect of the corporation, from daily performance, engagement, compensation, safety, and especially the culture of the organization. Benefits also influences the expectations of employees. No longer are benefits considered a bonus or a perk. They are expected as part of what makes a business an attractive place to work. If businesses want a strategic return on their invest...

Psychologically, people’s relationship with insurance is a complex, emotional journey. In reality, the simplistic, uncomplicated manner of insurance is a beautiful thing. It is designed like a lottery that always pays when a specific future risk element is incurred. And yet, time and again, there are an abundance of illustrations showing abuse and gratitude working in kind, usually fueled by an entitlement attitude that they’re somehow going to scheme to take more. These are their stories....

On the heels of Insight, an informal reference guide to communicate with employees about benefits, this guide takes a deeper look at how and why Canadian businesses should establish a customized benefit plan.Though often referenced as if it is single entity, employee group benefits is, in fact, a group of individual insurance products that are grouped together for a group of employees linked through common employment.Like building a home, benefits form a foundation of insur...

Someone once said to make people understand the value of life insurance, you have to back the hearse up to the door.Nothing so drastic is required, but it helps to have stories to illustrate value, which is why employee benefit specialist Lori Power wrote this informal reference guide to help human resources professionals and business owners learn about employee group benefit plans. She answers questions such as:When should an employer consider adding a benefit plan?

Brought up under the strict regime of business first and personal relationships a waste of time and effort, Reginald followed in his father’s footsteps—until now. Like a bee to honey, he is drawn to a mysterious lounge singer. Her poise and elegance lift her above the crowd. Despite his looming engagement to further the family empire, he can’t stay away. After the death of her mother and falling out with her father, Elleah flees to escape the shackles of matrimony as a business deal. In 19...

Vivian Margaret is tired of reading about other people's romances. She craves adventure. After a fortuneteller shines a mirror on her innermost longings, Vivian enrolls in a sailing course on the other side of the country. Reservist rescue swimmer and tech specialist, Tucker MacLean has been there and done that, and is not going to fall for a woman any time soon. That is until he quite literally collides with Vivian. Out of her element, she rediscovers her strength of character and a stubb...

Toby MacPherson is guilty…and innocent, and Wendee Miller is on the run. Both street wise and life weary, neither are looking for any complications. Yet, life does seems to happen when you least expect it and when these two meet the attraction is palpable. Both employed by the Hotel Del Coronado, their meeting time and again seems unavoidable. Where Toby is drawn to her vivacious personality, Wendee can’t help but be intrigued by the shy giant. But what will happen when each discovers the ...

Trip's best friend and band leader is dead. Now Trip is on trial for criminal negligence. Although the court does find him innocent, his fans and conscience scream otherwise. Guilt and social media are tearing him apart, until a new songbook speaks to him as though the songs were written specifically for him and his internal struggles. And they were. Aya Rose also knows what it's like to carry the burden of guilt. Powerless to change an outcome or sway a public opinion. Her empathy and hea...