Settle the Score and get your credit ready for combat! In this day and age, our credit score has become a trophy that is placed on a pedestal to be protected and revered. We are forced to constantly monitor, maintain and rehabilitate our score so that we can preserve and protect it. The consequences of a late payment are an immediate notification by the monitoring company, the observation of its inevitable decline, followed by decreases in credit lines and increases in interest rates. So t...