A leading economist makes the case that college is still a smart investment, and reveals how to increase the odds of your degree paying off.“Full of easy-to-understand advice grounded in deep expertise and research.”—Martin West, William Henry Bloomberg Professor of Education, Harvard UniversityThe cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuitions ...

Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lendingCollege tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to fo...

A leading economist makes the case that college is still a smart investment, and reveals how to increase the odds of your degree paying off.“Full of easy-to-understand advice grounded in deep expertise and research.”—Martin West, William Henry Bloomberg Professor of Education, Harvard UniversityThe cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuitions ...

Straight Talk and solid retirement advice for all CanadiansIn the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approac...

Retirement is one of the most decisive financial and personal decisions people make. Leaving a career for the unknown is risky, and timing is an issue in the decision of when to access registered savings. To help make sense of the confusing business of retirement, financial journalist Andrew Allentuck explains how to navigate Old Age Security, Canada and Quebec Pension Plans, Registered Retirement Savings Plans, tax-efficient investments, and more to build wealth for retirement.

This may be of the most important little investment book you'll ever read! Financial expert Gordon Pape explains the new Tax-Free Savings Account (TFSA)—the powerful new personal savings vehicle for Canadians – and provides a range of strategies that you can use to add thousands of tax-exempt dollars to your personal wealth. As of January, 2009, everyone 18 and older can contribute to a TFSA and start building your tax-free investments. This indispensible primer will help you get started o...

The media says you should be worried about your pension, the banks and financial advisors say Canadians aren't saving enough for their retirement, and Ottawa says drastic cuts to the Canada Pension Plan and Old Age Security lie ahead. Is the future sounding a little ominous? In the face of all this negativity, just what are you supposed to do?Pension experts Robert Drummond and Chris Roberts have nothing to sell, and they aren't trying to undermine government programs. This means t...

SELECTED AS A 2008 BEST BUSINESS BOOK OF THE YEAR BY THE ECONOMIST"ONE OF THE SMARTEST INVESTORS ON THE PLANET."--MONEY MAGAZINE“This book is an essential read for those whowish to understand the modern world of investing.”—Alan GreenspanWinner of the 2008 Financial Times and Goldman Sachs Business Book of the Year AwardWhen Markets Collide is a timely alert...

The financial crisis that began in 2007 in the United States swept the world, producing substantial bank failures and forcing unprecedented state aid for the crippled global financial system. Bringing together three leading financial economists to provide an international perspective, Balancing the Banks draws critical lessons from the causes of the crisis and proposes important regulatory reforms, including sound guidelines for the ways in which distressed banks might be dealt wi...

A compelling argument for why stewardship of wealth and service to others should be our highest financial priorityStewardship is the journey of financial insider John Taft towards understanding and affirming the importance of stewardship—which he has come to define as "serving others"—as a core principle for the financial services industry, the global financial system, and society at large.By defining the attributes of authentic stewardship, this b...

Expert contributors examine the recent actions of the Federal Reserve and suggest directions for the Fed going forward by drawing on past political, historical, and market principles. They explain how the Fed arrived at its current position, offer ideas on how to exit the situation, and propose new market-based reforms that can help keep the Fed on the road to good monetary policy in the future.

Most commonly used in economic and public policy decisions, benefit-cost analysis traditionally attempts to calculate a bottom line by assigning monetary values to all factors associated with a proposed project or action. By contrast, multiple account benefit-cost analysis recognizes that all values are complex and that not all consequences can be expressed in monetary terms or incorporated into one summary measure of net benefit.In this textbook, designed for practitioners as well...