It's been over forty years since I immigrated to Sydney. I am a Korean Australian poet. In the poem You and I are, I reflect on the division between South and North Korea. More than seventy years have passed since countless families were separated, and I wrote the poem to hold that long sorrow. Letting go of war and politics, I look into the world of a father, the head of a family—my own father, who sat in a small room surrounded by four walls, staring at a hopeless Wall ...

Experiencing God's presence brings healing, peace and connection. But like any other relationship, experiencing God's presence takes practice. Joyful Journey will teach you how to practice God's presence every day. Discover how you can enjoy daily guidance and friendship with God, using methods grounded in scripture, spiritual disciplines and cutting-edge neuroscience. Surprising joy. Profound healing. Intimate connection. Available to anyone. Learn how with Joyful Journey!

Electromagnetic Methods: Theory and Applications, Volume 66 highlights new advances in the field, with this new volume presenting interesting chapters written by an international board of authors. Sections in this new release include Introduction to the special issue, Electromagnetic induction in the Earth's mantle and oceans: Forward and inverse modeling, Marine controlled source and magnetotelluric methods, Probing the Lunar Interior with Electromagnetic Geophysical Methods, and Sensor d...

Europe’s banking system is weighed down by high levels of non-performing loans (NPLs), which are holding down credit growth and economic activity. This discussion note uses a new survey of European country authorities and banks to examine the structural obstacles that discourage banks from addressing their problem loans. A three pillared strategy is advocated to remedy the situation, comprising: (i) tightened supervisory policies, (ii) insolvency reforms, and (iii) the development of distress...

This book's prime audience is government policy-makers. It provides a policy framework for governments to increase micro small and medium enterprises' access to financial services?one which is based on empirical evidence from around the world. Financial sector policies in many developing countries often work against the ability of commercial financial institutions to serve this market segment albeit often unintentionally. The framework guides governments on how to best focus scarce ...

International trade, and its financing, is now a key component of many undergraduate and postgraduate qualifications. For anyone involved in international sales, finance, shipping and administration, or for those studying for academic or professional qualifications in international trade, The Handbook of International Trade and Finance offers an extensive and topical explanation of the key finance areas. This essential reference resource provides the information n...

Your total plain-English guide to trading ForexOpen 24 hours a day, 5½ days per week, and trading nearly $4 trillion (US) per day, Forex is the biggest, fastest growing financial market in the world. Your complete A-to-Z guide, FX Trading gets you up to speed on everything you need to know to make a killing trading Forex. Starting with the basics of money management, analysis, and FX market trading mechanics, it swiftly advances into more advanced territor...

Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on les...

This book, by Alan A. Tait, is an examination of VAT. It looks at problems and theoretical options and potential impacts, as well as detailing the practical aspects of implementing new tax structures. The author advances arguments for and against alternative policies and illustrates his study with international examples from Europe, Latin America, Asia, and the Pacific. He suggests that countries can learn from each other's experiencees with VAT.

Invaluable information regarding one of the biggest worldwide growth areas in investing-infrastructure assetsInfrastructure investing is about to explode on the worldwide scene. The fact is that real money will need to be spent on real projects-which will present real opportunities for stable, long-term returns. But infrastructure assets have unique characteristics and the investments and funds that will likely rise up must be suitably structured to serve investor needs.Aut...

Investment in infrastructure is critical to economic growth, quality of life, poverty reduction, access to education, healthcare, and achieving many of the goals of a robust economy. But infrastructure is difficult for the public sector to get right. Public-private partnerships (PPPs) can help; they provide more efficient procurement, focus on consumer satisfaction and life cycle maintenance, and provide new sources of investment, in particular through limited recourse debt. But PPPs prese...

In Understanding China’s Economic Indicators, leading economist and Wall Street Journal columnist Thomas M. Orlik introduces 35 of China's most significant economic statistics. Orlik explains why each indicator matters, how it is collected and computed, and its impact on equity, commodity, and currency markets.   As China has emerged as a central player in the global economy, more and more investors are seeking prof...