The Bank Credit Analysis HandbookPraise for The Bank Credit Analysis Handbook“In this second edition, Philippe Delhaise and Jonathan Golin build on their professional experience with Thomson Bank Watch Asia to produce a clear introduction to bank credit risk analysis. As very few books on this topic exist, it is a most welcome publication. The short and transparent chapters are rich on institutional information, building on intuition. It is...

WHAT IS A princess? Is she someone who is smart and brave, kind and caring—or is she someone much, much more? Cinderella, Ariel, Belle, and all the Disney Princesses answer that question in this Step 1 book that is the first in the Step into Readling line to feature multiple Disney Princesses in one book!

We live in a culture that produces hopelessness with astounding consistency. When everything seems chaotic and we are faced with a multitude of negative realities, we might be tempted to say that nothing makes sense anymore. But we are not alone—God walks with us and his presence fills us with hope. Because of this we are able to smile in the midst of our di culties. Despair is defeated because God is with us. Hope does not disappoint! What gives you hope? What are your hopes and dreams—fo...

Homicide, the celebrated true crime-book from the creator of HBO's The Wire, is reenvisioned in this first volume of a gritty, cinematic graphic novel duology.In 1988, journalist David Simon was given unprecedented access to the Baltimore Police Department’s homicide unit. Over the next twelve months, he shadowed detectives as they took on a slew of killings in a city where killings were common. Only the most heinous cases stood out–chief amongst ...

'The book is like the spoon: once invented, it cannot be bettered' - Umberto Eco.These days it is impossible to get away from discussions of whether the book will survive the digital revolution. Blogs, tweets and newspaper articles on the subject appear daily, many of them repetitive, most of them admitting ignorance of the future. Amidst the twittering, the thoughts of Jean-Claude Carrière and Umberto Eco come as a breath of fresh air.This thought-provoking book takes the ...

Considered to be the first domesticated species of lizard--and one of the heartiest of all lizard species--the leopard gecko is attractive, perfectly sized, and easy to breed. The Leopard Gecko Manual takes a close look at all the characteristics that have made these attractive lizards so amazingly popular in the pet world. Herpetocultural authority Philippe de Vosjoli is joined by a team of experts and gecko specialists to author this up-to-date and authoritative resource that provides re...

Crisis seems to follow crisis. Inequality is rising, growth is stagnant, the environment is suffering, and the COVID-19 pandemic has exposed every crack in the system. We hear more calls for radical change, even the overthrow of capitalism. But the answer to our problems is not revolution. The answer is to create a better capitalism by understanding and harnessing the power of creative destruction—innovation that disrupts, but that over the past two hundred years has also lifted societies ...

Should we ban war robots or are they something we might want? What can computer games tell us about our morals? Is it OK to love a robot? What is ethical design in the digital world? How do we need to regulate the algorithms that impact our lives? The digital transition puts our ideas about morality to the test, presenting us with new questions in all areas of life: politics, economy, social life, communication, entertainment. In twenty contributions, experts from Europe, America and Asia ...

Bigby Bear lives peacefully in the lush mountains where he was born. Struggling to figure out nature and its elements, Bigby engages in silly experiments of all kinds. Accompanied by his loyal rabbit friend, he gives us the secret to living a happy, simple life: to follow your curiosity, and make friends along the way. A feel-good tale for all ages!

Resulting from the meeting of two passions, the stock market and tennis, Advantage Equities allows you to discover the original vision of Philippe Le Blanc, a long-time investor and portfolio manager and an accomplished tennis player.Finance and tennis have many similarities, and Philippe Le Blanc highlights them by drawing inspiration from the great masters of sport and investment. Thanks to a multidisciplinary approach based on concrete examples, you will learn to recognize the pi...

“Powerful as well as highly engaging—a brilliant book.”—Amartya SenA Times Higher Education Book of the WeekIt may sound crazy to pay people whether or not they’re working or even looking for work. But the idea of providing an unconditional basic income to everyone, rich or poor, active or inactive, has long been advocated by such major thinkers as Thomas Paine, John Stuart Mill, and John Kenneth Galbraith. Now, with the tra...

Love Reaches Us in Many WaysWith testimonies from everyday men and women, celebrities, business leaders, and one-time skeptics, Expect the Unexpected is an honest firsthand account of how spirits communicate with Bill Philipps, why he believes they chose him to do this, and how he works with them to ultimately convey their messages. As Philipps confirms, it is normal to ask questions about what happens to our loved ones after death and to hope to reconnect...